SSUS Profile

SSUS Profile

Sagarika Samaj Unnayan Sangstha (SSUS) is a prominent non-governmental organization to the people of coastal regions of Noakhali, Laxmipur, Feni district. Fazlul Haque (Hoque Saheb) was the founder of Sagarika Samaj Unnayan Sangstha (SSUS). He established this organization in 1985 with the dream of saving people from the losses of natural disaster and poverty. Mohammad Saidur Rahman, Executive Director of BDPC (Ex. Country Director of Oxfam) encouraged Fazlul Haque (Hoque Saheb) very sincerely to establish a social development organization. During services as Country Director of Oxfam he gave all sorts of support to Hoque Saheb for achieving government legal entity like the registrations of District Social Welfare Department and NGO Affairs Bureau. At first, the organization started it’s social development activities in the coastal areas of Sadar upazila in Noakhali district with financial assistance of Oxfam-GB. Gradually the organization has rightly been expanding it’s working areas with the activities of social development and disaster management. The Organization has been working with the disadvantaged and unprivileged households for their poverty alleviation using micro finance loan and disaster risk reduction through adaptation resilience livelihood through copping mechanism with the situations of disaster and climate change in the coastal areas of Noakhali, Laxmipur, Feni and Commilla District. The Microfinace working area are expanding gradually in every year in adjacent areas of existing working areas..

SSUS has always been giving emphasis on the education of poor and extreme poor households. Non formal primary education (NFPE) has been implemented in the coastal charlands from 1997 with the support of BRAC education programme. The children of poor and extreme poor households are the targeted students in the programme. The enrolment of primary education has been increased gradually as a result of this programme. So that the country is going ahead to the achieving it’s national target in the primary education.

SSUS availed the first fund from OXFAM in 1987 for some training programs on capacity building of both staffs and beneficiaries. OXFAM had provided all sorts of cooperation including financial assistance to build organizational capacity through OXFAM Humanitarian Capacity Building Project for a long time to effective management in any natural disaster and emergency response . SSUS already implemented many projects very successfully with full satisfaction of Donors and GoB administration. Now some projects are being implemented for the development of disadvantaged and unprivileged households in its working areas by the donors support as well as GoB assistance. Netherlands Government, IFAD and GoB continuously were supported Sagarika as an implementing partner for the development of Noakhali coastal charlands and char people under CDSP project up to closing the project..

SSUS has established partnership with PKSF (Palli Karma-Sahayak foundation) since 1993 and from then SSUS has been implementing micro finance loan programme with the targeted people/households for their income generation through various sustainable options of income both in productive and non-productive sectors  and also various alternative options of income generating projects. The Organization has collected fund from the scheduled banks  to meet up the demand of loan to borrowers..

Sagarika were worked with NGO Forum for DWSS for a long time since 1991 under Commilla Region. Forum supported Sagarika to establish a VSC center in 1994 which is still functioning to supplying materials to the community.

The Organization has long experience to work in the development of wash sectors in the coastal rural community in collaboration  with Local Government Elected Body and Government local level administrative agencies. Sagarka has established very good and cooperative relationship with Union Parishad as well as with other agencies in it’s working areas.

Sagarika has now been implementing various program/projects with the support and guidance by Palli Karma-Sahayak Foundation (PKSF).The Organization has been implementing Samriddi Project in Char Elahi Union  of Companigonj Upazila in Noakhali District with the assistance of Palli Karma-Sahayak Foundation(PKSF). This programme has started from August’2014 and will run about 5 years with the financial support of PKSF and Organiztion own fund. Another Somriddi Programme also has been implementing in Char Amanulla Union of Subarnachar Upazilla  in Noakhali District with the assistance of Palli Karma-Sahayak Foundation (PKSF). The programme has Started on February’ 2018 and  will run about 5 years with the financial support of PKSF and Organiztion’s own fund.

Bangladesh Bank GRIHAON Loan Programme are ongoing 70 thousands of loan amount of ceiling are fixed for a borrower with 6 percent interest. The borrower will pay monthly installment and  total amount of loan within 5 years duration as per  repayment scheduled. Sagarika will pay installment to programme fund as per certain repayment schedule.

Bangladesh Bank ‘Housing for All’ Loan Programme are ongoing  in the poor segments households in the areas of Ramgoti Upazilla in Laxmipur District. 70 thousands of loan amount of ceiling are fixed for a borrower with 6 percent interest. The borrower will pay monthly installment and  total amount of loan within 10 years duration as per repayment scheduled. Sagarika will pay installment to Bangladesh Bank as per certain repayment scheduled.

Abason program for building housing (Semi Building) of targeted group members has included as microfinance loan component by the funding and assistance of Palli Karma-Sahayak Foundation (PKSF). The program has started from December 2018. The loan program is remain ongoing in working areas of Subarnchar Upazilla in the preliminary stages of the program.

Sheep Breeding Center and sheep rearing at farmers level has implemented from this year by the funding jointly Palli Karma-Sahayak Foundation (PKSF) & Org. Own Fund for 4 years. The activities are sheep breeding, Sheep rearing at farmer’s level,  skill development training of the farmers etc.

Elderly People Livelihood Development Program has been implemented in the 2 Unions in Char Alahi Union of Companigonj Upazilla and Char Amanullah Union of Subarnachar Upazilla besides ongoing Somriddi Programme in Noakhali District. The Programme has started in Char Alahi Union from July-2017 and in Char Amanulla Union from  July-2018. Mainly program are Organize elderly people, Establish Elderly People’s Centre, Provide Probin Allowances and Health Services etc.

Cultural and Sports Programme has been implemented in Subarnachar and Noakhali Sadar Upazillas in Noakhali District. The program is implementing by funding jointly Palli Karma-Sahayak Foundation (PKSF) & Org. own fund. Program duration one year from July-2017 to June-2018 . Mainly program are Organize Cultural and sports program and competitions ensuring participation of children, adolescents, young at primary, junior, High school, College and university level students.

Koisar (Adolescent) and Adolescent Girl Club Programme activities  has included  in the activities of the Organiazation under Cultural and Sports Programme with jointly support of PKSF and Sagarika Samaj Unnayan Sangstha from the FY 2019-20. The programmes will be run and Cultural & Sports Programme were closed..

Social development activities has been implementing from the beginning in the activities of Sagarika. The activities are as like as distribution of text book, financial support in treatment, marriage, board registration and examination form fill-up fees, assist in repairing works of social infrastructures, education scholarship etc to the poor people of the communithy. Sagarika implemented these activities as per guidelines of Miro Credit Regulatory Authority (MRA) . The baggers and persons of disabilities are included in these activities. The support  in cash and kinds has been provided to eligible person as per maintaining proper guidelines. The programme is also to be continued in the future.

Refinancing loan programme has been implementing with the borrowers for the recovery of their financial losses due to on going Covid-19 pandemic corona virus with the financing assistance of Bangladesh Bank and PKSF. The organization has been implementing social awareness activities from the beginning the pandemic Covid-19 corona virus from March’2020 with organization’s beneficiary members as well as community people. The activities of Food support , miking, leaflet, festoon  sanitizer materials and cash support were done successfully during lockdown and facing covid emergency situation. 

 

 

 

 

VISION

Sagarika’s Vision is to establish a cooperative society where women and men are equal and socio-economic development of poor and marginal family as well as Disaster management of the coastal belt area.
 

MISSION

Ensure the target people participation in the socio-economic development of the society; provide the demand base livelihood income generating activities for the grass root level disadvantaged women through mobilizing the local resources; Reduce the gender discrimination in the society through ensure the women empowerment in both family & society. Ensure the friendly environment for the poor segment of the coastal belt of the southern Noakhali.

 

 

 

Legal Status:

 

Registration:

Registering Authority Address of the registering authority Registration Number Registration date
Department of Social welfare Government of Bangladesh Department of Social welfare, Maijde, Noakhali No. 468/Noah- 34 08-01-1986
NGO Affairs Bureau Segunbagicha, Dhaka No. FDO/R- 343 28-01-1990
Jobo Unnayan Adhidaptar Jobo Unnayan Adhidaptar, Maijde, Noakhali Jubo/Noa/Sadar-04 11/1/1994
Micro credit Regulatory Authority ANC Tower, Purana Paltan, Dhaka Reg. 00508-00062-00117 15-01-2008
Directorate General Of Health Services of People’s Republic of Bangladesh Government (DGHS) Dhaka Sagarika Diagnostic Center License No.10659 01.11.2017
VAT registration Maijdee, Noakhali 2091094674 13-05-2008
European Aid ID number On line activation BD –2010-GPP- 0501638114 11/1/2010
TIN Maijdee, Noakhali 3953001339 2008-2009

 

 

 

 

GOAL
“To enhance the livelihoods of the poor and vulnerable community people with a significant way and animate them towards the sustainable development.”


 

 

 

 

OBJECTIVES

  • The Organization should provide helps and supports to the dwellers of it’s working areas in regard of natural disaster as well as all kinds of disaster.
  • The Organization should rehabilitate the landless poor and extreme poor agriculture farmers providing training contained modern technology.
  •  To keep continued the attempt of all types of activities with a view to welfare the women, children and youths as well as to establish appropriate child education center.
  • The Organization will organize micro finance program to poor and extreme poor and landless households for creating their self-employment taking approval from the government authority. The Organization wills eligible to distribute loan and realization of loan with certain service charge among its targeted beneficiaries.
  • The Organization always to keep continued the attempts to provide orphan and distressed children with the adequate supports of Government Social Welfare department.
  • The Organization will keep continued for taking all advantages and facilities of Government Health Department to control population high increasing rate and take steps to provide health services for the development of public health.
  •  The Organization always keep continued  effort to improve economical and social status of poor people in the working areas through providing supports on the activities of fish farming, weaving garment products and handicraft products.
  • The Organization will always take initiatives to observe National, International and Religious days with giving Importance and respects.
  • The Organization will keep continued the effort to rehabilitate unmarried women conducting marriage without any kinds of dowry.
  • The Organization always keep continued the effort to activate the people with disabilities creating their self-employment through organizing them in a group. They will be provided in organizational micro finance programme.
  • The Organization should keep continued the strong effort in building women empowerment in the society and the organization will always keep support on government policies in this regard as well as should assist to implement the policies.
  • The organization should keep continued the efforts to provide services and to establish connection with technology in both male and female of rural community who are Left behind in development aspect.
  • To involve poor and left behind women in income generating activities to increase family savings and fund through providing micro credit support.
  • To empower  men and women of coastal dwellers in establishing human rights, disaster management, education as well as sustain able socio-economic development are the main view of the organization
  • To provide necessary training to unprivileged people to build them skill manpower and human recourses.
  • Unprivileged children, men and women and the person with disabilities are to be attached in the national development process.
  • The Organization will keep continued the efforts to establish connectivity of vulnerable people with friendly environmental technology, technical and knowledge aiming to develop livelihood and reduction loses of assets during environmental disastrous situation and natural disaster.

 

 

 

 

Development Growth of the Organization:

As this area is most vulnerable to frequent disaster like cyclone and tidal flood and many people have to sacrifice their lives along with their assets a few dynamic professionals became influenced to assists the vulnerable people and involved themselves for the formation of a non profit development organization “Sagarika” in 1985. From the inception of the organization they have to fight against the social constraints and the natural disaster. Through their sweat, hard work and dedication now a days the “Sagarika” is a renowned development organization in the costal belt and implementing different activities exclusively for the enhancement of livelihood of the distressed, poor, ultra poor and ethnic groups or minorities.

 

 

 

 

Programming Principles:

Sagarika believes that the most vulnerable and distressed people posses the rights to reward fundamental and humanitarian privileges. The basic programming principle is “to enhance the capacity of most vulnerable and distressed people towards a sustainable development with all respects”.

 

 

 

 

Programming Approach:

Sagarika believes in the holistic programming approach. That is the involvement of all stratified people of a community or the society would play the catalytic role for the sustainable development. Addition active participation of different stakeholders in a program might reflect a synergetic effect so far.

 

 

 

 

Strategic issues of the organization:

  • The community people would be able to ensure the food security along with other development opportunities.
  • Community resources utilization and mobilization for sustainable development.
  • The quality leader will emerge from the community and the community-based organization would be evolved to protect their rights.

 

Sl.#

District

Upazila

Branch

Sub-Branch

Union

Municipality

Village

Family Coverage

1

Noakhali

Subarnachar

12

 

8

0

124

20316

Companigonj

3

 

7

1

56

4924

Hatiya

5

 

9

0

104

8367

Noakhali Sadar

4

 

12

1

82

6844

Kabir Hat

1

 

6

1

25

1987

Begumgonj

3

 

17

1

105

3577

Senbag

1

 

7

0

30

957

Chatkhil

1

 

4

0

23

149

Sonaimuri

1

 

4

0

15

333

2

Laxmipur

Ramgati

2

 

7

1

39

4108

Komol Nagor

1

 

9

0

32

2122

Laxmipur Sadar

5

 

16

1

83

5088

Raipur

3

 

9

1

67

3909

3

Feni

Dagon Bhuiyan

1

 

7

1

33

1706

Feni Sadar

2

 

11

1

46

2543

Sonagazi

2

 

8

1

25

1697

Chagolniya

1

 

4

1

22

1270

Fulgazi

1

 

5

0

17

717

4

Commilla

Monohargonj

1

 

4

1

10

157

Laksham

1

 

6

0

24

653

   

Nanglkoat

1

 

5

1

17

283

   

Lalmai

1

 

6

1

14

153

5

Chattagramn

Sandwip

1

 

1

0

3

1338

Total

   

53

0

172

14

996

76865

 

Proposed  working areas

6

Bhola

Monpura

2

 

Bhola is proposed as Working District to work initially in three Upazilla and Six (6) Branches.

 

 

Tazimuddin

2

 

 

 

Char Fashon

2

 

7

Commilla

Baghmara

2

   

8

Noakhali

Sonapur

1

   

9

Chandpur

Chandpur

3

   

Total

 

 

12

 

 

G.Total

6

24

65

0

172

14

996

76865

 

 

 

Development Stakeholders:

 

  • Poor
  • Children
  • Hard core poor
  • Indigenous people
  • Person with disability (PWD)
  • Socially excluded people
  • Farmer
  • The local government
  • Fisher men an d fisheries people
  • Community leaders
  • Widow
  • Community citizen
  • Old aged and sick people
  • Media and journalist
  • Refused Women
  • Teachers, Doctors, Imam and other professionals
  • Adolescent girl
  • National and international donors.

 

 


 

SL Name of the programs/ projects Name of Donors Duration Nature of work

1

Micro Finance Programme

PKSF

1993-ongoing

Poverty reduction and socio-economic development through employment in various IGA activities using micro credit as well as women empowerment

2

Sagarika Diagnostic Centre

Micro Credit

2010-Ongoing

  •  Mother and child health care
  • Treatment by the specialist doctors
  • Covid-19 awareness programme

3

 

Sagarika Village Sanitation Center

NGO Forum

1994-Ongoing

  • Produce low cost ring and slab for increasing sanitation coverage

4

Agriculture and Fisheries & Livestock unit

PKSF

Started on  November’ 2013  and to be continued

 

 

 

 

 

* USG (Urea Super Granule) block demonstration, * AWD (Alternate waiting and drying) block demonstration, * Sex pheromone demonstration in vegetable,

 * compost fertilizer demonstration,

* New HYV demonstration, * Vermi compost, * Beef fattening,* Cow rearing,  * Goat rearing, * Fish culture.

5

Education Scholarship programme :

 

Micro Credit Fund

Started in 2013 and to be continued

Provide scholarship among  meritorious poor and extreme poor children of organization’s micro credit beneficiary family

6

Training Cell and Venue Facilities:

 

General Fund

Started in 2012

and to be continued

-Implementation of organizational training program

-Having advantages for other organization to conduct training/workshop/

seminar

 

7

Samriddi Programme in Char Allahi Union

Palli Karma-Sahayak Foundation (PKSF)

Started on August’ 2014 and to be ongoing

-Coaching the students of class One and Two in the afternoon for learnt lesson of the day of Primary  School.

- Increase health awareness for safe motherhood and children health in group meeting discussion, home visit,

- Provide clinical service through satellite clinic by medical officer and static clinic by Medical Assistant and health camp on specific health area by the specialist doctors

8

Sheep Breeding Center and sheep rearing

Palli Karma-Sahayak Foundation (PKSF) & Org. Own Fund

July-2017 to June-2021

*  Sheep Breeding

*  Sheep rearing in farmer’s level

*  Skill development training of the farmers.

9

GRIHAON Loan Programme

Bangladesh Bank

Started on January 2016

  • Building houses in beneficiaries houses as specifications.
  •   Loan realization as repayment schedule.

10

Housing for All Loan Programme

Bangladesh Bank

2017-18

  • Building houses in beneficiaries houses as specifications.
  •   Loan realization as repayment schedule.

11

Abason Loan Program

Palli Karma-Sahayak Foundation (PKSF)

Started in December ‘2018 and to be continued

*  Building construction (Pacca & Semi-Pacca Building)

12

Social Development Activities

Organization own fund

Since 1985

- Provide text books, exam form fill up and admission fee to poor students,

- Assistance for treatment and marraige of the poor helpless people.

- Rehabilitation of baggers, persons with disabilities.

- Provide Special Education and Higher Education Scholarship to the poor students.

13

Cultural Education  Programme

Organization own fund

1992

-  Teaching song, dance, poetry reciting  , drawing and how to play musical  instruments to learners in the community especially at primary and high school level students.

 

14

Micro Credit Insurance Program

PKSF

 

Started in 1st Jan 2014

and to be continued

-Indemnity to borrower’s family from the payment of outstanding loan  of all Microfinace Borrowers

15

Elderly People Livelihood Development Program (Char Alahi  Union)

Palli Karma-Sahayak Foundation (PKSF) & Org. own fund

Started July-2017 and  to

be continued

Organize elderly people, Establish Elderly People Centre, Provide Probin Allowances and Health Services etc.

16

Elderly People Livelihood Development Program (Char Aman Ulla  Union)

Palli Karma-Sahayak Foundation (PKSF) & Org. own fund

Started July-2018 and  to

be continued

Organize elderly people, Establish Elderly People Centre, Provide Probin Allowances and Health Services etc.

 

Samriddi Programme in Char Amanullah Union

Palli Karma-Sahayak Foundation (PKSF) & Org. own fund

Started on February’ 2018 and to be ongoing

* Poverty alleviation of poor and vulnerable households through their Capacity building and assets creation.

* Coaching the students of class One and Two in the afternoon for learnt lesson of the day of Primary School.

* Increase health awareness for safe motherhood and children health in group meeting discussion, home visit,

* Provide clinical service through satellite clinic by medical officer and static clinic by Medical Assistant and health camp on specific health area by the specialist doctors

17

Koisar (Adolescent) and Adolescent Girl Club Programme

PKSF and Organization own fund

2019-20

*  Awareness and capacity building.

* Organizing and enhancing group’s activities.

 

18

Cuchia Cultivation maintaining natural processes under LIFT Programme

PKSF and Organization fund

July 2018- June-2021

* Established demo on Cuchia cultivation at farmers level.

* Established a breeding center at Organization lebel.

19

Promotion of ecological buffalo rearing practices in Noakhali under Sustainable Enterprize Project (SEP)

PKSF and World Bangk

25 May ‘2021- 23 April’ 2023

*  Promote environment friendly buffalo rearing by the targeted MEs.

*  Improved adoption of buffalo waste management practices by the ME’s

*  Promote animal welfare by improved animal housing  and awareness raising.

*  Strengthening safe buffalo product processing , preservation and marketing (dairy and meat) by the ME.s

20

Bangladesh Rural

water Sanitation and Hygiene for Human Capital Development Project

(BD Rural WASH for HCD)

 

World Bank  Asian Infrastructure Investment Bank(AIIB) & PKSF

2021-2025

To increase coverage of Water, Sanitary Latrine and Watsan hygiene  Practices as targeted SDG goal’s 6 indicator.

21

Disaster Management, Climate Change and Adaptation Programme

Organization fund

1985 to till continue

*  Human resource development for capacity building on disaster responses and mitigation management.

* Assessment on climate change effects

* Adaptations of Resilience Activities in the effected community and areas.  

22

Char Development and Settlement Project-B(AF)

GoB, Government of the Netherlands, and IFAD

July 2022 to June 2024

Social and Livelihoods Development for Char Dwellers

23

Recovery and Advancement of Informal Sector Employment (RAISE)

PKSF

2022 -2026

The RAISE project will facilitate employability and increase productivity of informal sector, and provide financial assistance to low-income youths, micro-entrepreneur and COVID-19 affected micro-entrepreneurs in urban and peri-urban areas across the country.

 

 

 

 

 

 

Completed Projects/Programs/ Projects Completed so far:

The programmes/Projects were implemented and completed successfully in the scheduled time and as well also with the full satisfaction of respective donors and stakeholders.
 

SL

Name of the programs/ projects

Name of Donors

Duration

Project Locat & Beneficiary 

Nature of works

1

 Socio-Economic Development and Disaster Management Project

Oxfam-GB

1990-1991

1500 HHs, Charbata, Char Jublee, Char Jabber, Char Clerk Union

Beneficiary Training, Inputs support, Networking with service providing agencies

2

Rehabilitation  program under 1991 cyclone

Oxfam-GB

1991-1992

2000HHs, Charbata, Char Jublee, Char Jabber, Char Clerk Union

Beneficiary training and  Input support

3

Sanitary Latrine rehabilitation

NGO Forum for DWSS

1992-1993

2000 HHs, Charbata, Char Jublee, Char Jabber, Char Clerk Union

Awareness activities and Input support

4

Socio-Economic Development and Disaster management Project

Oxfam-GB

1991-1996

5000 HHs Charbata, Char Jublee, Char Jabber, Char Clerk Union

Beneficiary Training, Inputs support, Networking with service providing agencies

5

Informal Education Program (INFEP) under department of mass and primary education

UNICIEP, NORAD

1993-1997

170 center, Charbata, Char Jublee, Char Jabber, Char Clerk Union

Adult and Adolescent Children Education

6

School-Cum-Cyclone Shelter Project

European Economic Commission (EEC).

1994 – 1996

Shelter based community

Awareness and training supports

7

Gender Knowledge Networking and Human Right Intervention In Bangladesh

BLAST

1999-2004

Noakhali Sadar including Subarnachar, Ramgoti

Awareness of Legal Aid and Legal Education, Medication of any Conflict, Provide Legal aid Service to  Torture Women, Popular Theater

8

Arsenic  Mitigation Project

OXFAM

1999-2000

Noakhli Sadar Upazill’s Kadir Hanif, Norrotompur  and Neajpur Unions 2200 HHs

Awareness and Rain Water Harvesting as Alternate way for Safe water

9

Participatory Homestead Gardening Project (PHGP), Care –LIFT

Care-Bangladesh

2000-2004

Subarnachar and Ramgoti Upazilla

Utilization of the homestead gardening increase their notation And Change livelihood

10

BARI

Bangladesh Government

2004-2005

Subarnachar  Upazilla

Result Demonstration for general Beneficiaries

11

Community Based Preparedness and Risk Reduction Project in Boyer Char

Oxfam-GB

2002-2007

Boyerchar in Hatiya Upazill, Ben. 2500 HHs

Beneficiary Training, Inputs support, Networking with service providing agencies

12

CDSP- I

Royal Netherlands Embassy

1996-1999

Char Majid ‘s 1000 HHs

LCS work,

13

CDSP- 2

DO

2000-2004

Maradona (W/S Charmajid, Mohiuddin) 1500HHs

Beneficiary Training, Inputs support, Networking with service providing agencies

14

CDSP- 3

DO

2005-2010

 Boyerchar, Ben-1498 HHs

• Group formation, micro finance and capacity building .
• Health and family planning program .• Water and sanitation program • Legal and human rights.• Disaster management and climate change adaptation

15

Char Development & Settlement   Project-IV Social and Livelihoods Support Component

The government of the Netherlands, International fund for Agriculture Development (IFAD), the government of Bangladesh.

March’2011 to February’2017

Nolerchar, Nangolierchar in Hatiya Upazilla, Ben-7304 HHs

• Group formation, micro finance and capacity building .
• Health and family planning program .• Water and sanitation program • Legal and human rights.• Disaster management and climate change adaptation

16

SHOUHARDO Project

Care-Bangladesh

2006-2010

5843 HHs in Subarnachar and Companigonj Upazilla

Food security & sustainability through agriculture, Nutrition, Water and Sanitation, women empower & disaster

17

Disaster Risk Reduction & vulnerable Livelihoods Project (DRR&VLH) in Caring Char

Oxfam-GB

2009-2010

2000 HHs

Disaster risk reduction and alternative Livelihood

18

Improved  Access to water, Sanitation and Hygiene (WASH)  in coastal regions of Bangladesh

Oxfam-GB

1 July 2010 to 31 December 2011,

10 coastal Chars in Nolerchar and Boyerchar in Hatiya, Noakhali, Ben. 2500 HHs

WatSan and alternative Livelihood.

19

GRIHAON

Bangladesh Bank

2001 -2011

75 HHs, Subarnachar Upazilla

Beneficiaries house Infrastructure Development

20

Climate Change Adaptation Among Fisher Communities in Noakhali District

Planning Commission, DANIDA

January-2010-September-2012

Char Nangolia and Nolerchar, Ben- 500 HHs

Training, input support, Infrastructure dev., awareness building on the effects of climate change and about adaptation measures, establish linkage with service providing agencies etc.

21

Regional Fisheries and Livestock Development Project through Farmers Field School

DANIDA

Nov, 2008 to Sept, 2012

Nolerchar , Hatiya   Ben- 2250 households HHs

Poverty reduction through Fisheries & live stock development.

22

Climate Change Adaptation among Fishing Communities of Coastal and Charland of Noakhali and Lakshmipur Districts

Bangladesh Climate Change Trust Fund (BCCTF) through Palli Karma-Sahayak Foundation (PKSF)

November 2012 to October 2013

Subarnachar and Ramgoti Upazilla Ben 1000 HHs of Fisherman

Training , input support , household Infrastructure dev. awareness building, establish linkage with service providing agencies etc.

23

Enhancing Governance and Capacity of Service Providers and Civil Society in Water Supply and Sanitation

NGO Forum for Public Health and European Union

Started on 1st January 2013 and   closed 31st December 2016.

Wapda, Char Clerk and Mohammadpur Union of Subarnachar Upazilla, 21990    HHs

■   DTW installation and repairing ■ School and Community latrine construction ■ Awareness on hygiene practice ■ Enhancing Governance and Capacity of Service Society Providers and Civil

24

Food Security 2012, Bangladesh, Ultra Poor Programme- (UPP)- Ujjibito Component

European Union & PKSF(Leading Agency)

Started on 1st November 2013 and closed 30st April 2019.

5100 extreme poor  HHs of 5 Upazillas of Noakhali district and 1 Upzilla of Laxmipur district

-Agriculture technical services

-Skilled Development Training on Agriculture and off-Farm activities.

- Input Supports like HYV Seed, Beef Fattening, Goat rearing, Vermi compost

- Sustainable development on food and nutrition of project beneficiary members especially children, pregnant and lactating mothers through court yard session.

- Awareness raising about formal education of the dropped out primary students.

25

Developing Inclusive Insurance Sector Project (DIISP)

Own fund

 

Jan 2014 to

August 2019

Borrowers of 2 Microfinance Branch

- Medical service

- Hospital cash benefit insurance

26

Skills for Employment Investment Program me (SEIP)

Palli Karma-Sahayak Foundation (PKSF) &  GoB

Started on  2016 to continue

Microfinance Borrowers

Skills development training on various options of IGAs for unemployed young person of poor family

27

Cultural and Sports Program

Palli Karma-Sahayak Foundation (PKSF) & Org. own fund

July-2017   to  July 2019

Students of Educational Institutions (Primary, Secondary and higher Secondary level Students)

Organize Cultural and sports program and competitions to ensuring participation of children, adolescents, young of primary, junior, High school, College and university level students

28

Education Support Program (ESP)

BRAC

1997- to December 2020

 

Ensure enrollment of the dropped out students of the poor families  in primary education and reduce  drop out of students, improve quality of primary education,

 

 

 

 

 

 

 Major Sector Activities:

 

a)         Agriculture:  

  • Homestead Gardening with HYV
  • Awareness build up on modern technology
  • Awareness build up on pesticide application

 

 

b)         Poultry and Livestock:

  • Training provides on cow, goat, duck and hen rearing and beef fattening.
  • Vaccination
  • Quality poultry inputs distribution in beneficiaries.

 

 

c)         Fisheries:

  • Orientation on fish culture, catching, marketing and preservation.
  • Encourage for production and supply of local quality inputs
  • Observation on result based demonstration and field day
  • Skill development training for staff.

 

 

d)         Primary Health Care (PHC):

  • Satellite clinic & static clinic
  • Awareness and treatment on common diseases
  • Traditional Birth Attendant (TBA)
  • Awareness on temporary and permanent birth control

 

e)         Water, Sanitation & Hygiene:

  • Installation pit and sanitary latrine at community level
  • Deep tube-well instillation
  • Awareness build-up on safe water, sanitation & Hygiene practice

 

f)         Health & Nutrition:

  • Awareness build up on primary health care
  • Awareness raising of pregnant mother and adolescent girl about nutrition

 

g)         Tree Plantation and Homestead Gardening:        

  • Nursery
  • Seedling distribution
  • Tree plantation
  • Homestead plantation
  • Model and general Farmer
  • Block Demonstration
  • Farmers forum/club meeting

 

h)         Education:

  • ESP program
  • Study orientation
  • Adolescent

 

i)          Climate Change:

  • Homestead raising and development for climate change adaptation
  • Saline tolerance vegetable and crops seed distribution
  • Installation of deep tube-well for safe drinking water.
  • Awareness build-up on climate change.

 

j)          Disaster Preparedness and Management:

  • Training on Disaster Management for Disaster Volunteer
  • VDPC formation for disaster preparedness, response & rescue
  • Stock some emergency materials like some Ores, Alarm, Life boyea  & Jacket, Tent etc
  • Disaster Fund.
  • Seedling distribution.
  • Coconut seedling distribution
  • Contingency Plan
  • Vendor list
  • Disaster policy
  • Emergency Finance and Logistic Policy
  • Pre and post monsoon preparedness meeting.

 

k)         Emergency Response:         

  • Humanitarian Coordination Task Team (HCTT)
  • Rescue Materials
  • First Aid treatment

 

l)          Early Recovery and Rehabilitation:

  • Advice and information for their necessaries.
  • Networking with GOB and Donors agency.

 

m)        Training and Motivation:

  • 01 training institute with residence and 02 training venue for non residential any program conduction
  • Organize beneficiaries and staff development training.

 

n)         Income Generating Activities (IGA):

  • Homestead vegetables
  • Field crops
  • Nursery
  • Fish catching, culture and sell
  • Poultry rearing
  • Dairy farm and beef fattening

 

o)         Micro Finance, Local Resource Mobilization:

  • Group formation, micro credit and Savings management
  • Micro enterprise training
  • Local resource mobilization.

 

p)         Gender and Development:

  • Awareness raising
  • Formation and organize Women Forum/club
  • Women empowered on education, decision making, social and political acceptance
  • Economic development of women
  • Involvement on IGA activities
  • Anti Sexual Harassment Policy

 

q)         Governance and accountability:

  • Awareness build up on legal aid education.
  • Linkage with GOB and other service provider
  • Close Supervision, Audit, Monitoring, Evaluation

 

r)         Advocacy and Networking:

  • LIC (legal implementation committee) meeting
  • LAMG (Legal awareness male Group) aware on legal education
  • Women Forum/club.

 

s)         Mainstreaming the Differently Able People (DAP) in organization/program/project:

  • Wheel chair distribution
  • Stretcher distribution
  • Priority given in recruitment of DAP

 

t)          Human Resource Development (HRD):

  • Regular meeting
  • Experience sharing workshop
  • Arrange need base training
  • Attend different skill development training.

 

u)         Community Based Organization (CBO)   :

  • CBO formation & mobilization
  • Assist in IGA for sustainability
  • Linkage with GOB, NGO and other service providers
  • Capacity building on management and accounting system
  • Assist to prepare annual budget and planning.

 

At a glances Micro Credit Programme (As of October’2022)

 

Total  Branch

53

Total  Loan Outstanding

2563306043

Remarks

Total  Sammittee

3881

Total Savings Outstanding

1096432541

 

Total  Member

76865

Cum.Loan Disbursement 

21,300,207,000

 

Total  Borrowers

58254

Cum. Loan Recovery   

18,736,900,957

 

 

ConstitutionSSUS has a currently approved constitution by the government respective authority.

 

 

 

 

 

General Committee (GC) and Executive Committee (EC):

SSUS has a General Committee consisting of 25 members and executive body are in 7 members. They are very much active with activities of organization. General Committee organizes 02 meetings in every year (01 half yearly and 01 annually). The Executive Body always meets bi-monthly regularly and discuss progresses and performances of the organization and give the guidelines and instructions for the implementation of various projects as well as solution of the problems.

 

 

 

 

 

 

Total Staff by Sex and Category:

 

Sl

Name of the programs            Programmes and Projects

Male

Female

Total

1

Micro Finance Programme

395

51

446

2

Sagarika Diagnostic Centre (MBBS Male -2,Female-1)

3

2

5

3

Agriculture and Livestock unit

6

0

6

4

Samriddi Programme Alahi

8

49

57

5

Samriddi Programme Char Aman Ullah

6

46

52

6

Elderly People livelihood development Program

2

0

2

7

Adolescent Program

2

1

3

8

Cultural Development Programme

3

0

3

9

Contract basis and Master roll Staff

3

27

30

10

Char Development Settlement Project B(AF) 

25

04

29

11

Agorosor RAISE Project

4

0

4

12

(SEP) Agrosor

4

1

5

13

LIFT  Colur Broiler

2

0

2

14

LIFT (Pakin Duck)

3

0

3

 

Total Staff

467

181

648

 

 

 

 

Co-ordination, Networking and working relationship with GOB & NGO:

Sagarika Samaj Unnayan Sangstha (SSUS) has been participating in different programmes with a view to co-ordination among Government organizations and Non-Government Organizations locally and nationally. SSUS receives reputation from the participants of all sects of groups. SSUS always maintains a strong networking and working relationship with GOs and NGOs in Upazila, district and national level, even it has intimate and cordial relationship with International donor organizations.

 

 

 

Networking:

SSUS always maintain the good relations with government offices and other non-government organization. SSUS is the member of some international and national Networks. These are as follows:

 

  • Oxfam
  • MRA
  • PKSF
  • Bangladesh Disaster Preparedness Center (BDPC)
  • Disaster Forum
  • Asian Disaster preparedness Center
  • Federation of NGO Network in Bangladesh (FNB)
  • NGO Forum for DWSS
  • Credit and Development Forum
  • BRCT, IUCN, NACOM, BLAST, ALRD, IFAD
  • Coast Trust (Climate Change and Adaptation)

 CDSP- B(AF)

  • BRAC
  • InM
  • GoB respected Department
  • Different Stakeholders

 

 

 

Working Approach & Decision Making Process:

 

          Working approach:

                      Utilization and enhancement of local resources and incorporation with the modern methods and technologies for effective performance and creating an enabling environment at everywhere

 

          Decision Making Process:

                   Participatory decision-making process is followed by the organization. To reach in a decision the forum share all strong areas, weak areas, opportunities and threats that can be occurred in a                     certain context. The decisions would be finalized through mutual and common understanding. In addition, the process of the bottom up tend has also been followed to make the decision                           through ensuring participation of representatives of all level personnel.

 

 

 

Policy & Documents:

  • Procurement & financial Policy
  • HR Policy.
  • Gender policy
  • Gratuity policy
  • PF policy
  • Savings and Credit policy
  • Branch Manual
  • Disaster Contingency Plan
  • Integration of Disaster Policies with standing all organization policies. 

 

 

 

Source of fund:

 

SL No

Name of Source

SL No

Name of Source

01.

Capital Fund

04.

Banks

02.

Members Savings

05.

Internal  Loan

03.

PKSF

06.

GoB, Government of the Netherlands & IFAD

 

 

 

 

Yearly Expenditure budget 2022-23: BDT 47,94,37,040

 

 

 

 

 

Computer /MIS facilities and Office equipment:

  • 85 Computer 2 Desktop, 83 laptop 
  • 02 multimedia
  • 2 Digital Camera
  • 2 Generator
  • Refrigerator 02, medicine keeping refrigerator 01
  • 56” Color   Television
  • 66 Computer Printers

 

 

 

 

 

Health Equipment:

  • Ultra Sonography  Machine (4D)
  • ECG Machine (12 Channels)
  • Microscope Machine and many others health equipments.

 

 

 

 

Transport / Vehicle:

  • 180 motor cycle
  • 15 bicycle
  • 1 Micro-bus
  • 1 Jeep

 

 

Threats:

  • Natural Disaster (Cyclone and Tidal Surge)
  • Local outlaw
  • Scorching heat
  • Salinity of soil
  • Land grabber
  • River erosion
  • Water logging
  • Violence against women
  • Dowry
  • Early Marriage, polygamy
  • Over birth rate in char lands
  • Bad effects of climate change

 

 

 

 

Signature of Chief Executive :

Name : Md. Saiful Islam

Position : Executive Director

Organization : Sagarika Samaj Unnayan Sangstha

Date :

Seal :

 

The end